Statute Barred Letter Template UK

The Statute Barred Letter Template UK is offered in multiple formats, including PDF, Word, and Google Docs, and features customizable and printable versions.

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Sample

Statute Barred Letter Template UK

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PDF – 1 PDF – 2

Statute Barred Letter Template UK

1. Sender Information


2. Recipient Information


3. Account Details


4. Letter Purpose

5. Debt Acknowledgment

6. Legal Implications

7. Next Steps

8. Declaration

9. Signatures and Confirmation


PDF

WORD

Examples

Statute Barred Letter Template UK (1)
From:
[Your Name]
[Your Address]
[City, Postcode]
[Your Email]
[Your Phone]
To:
[Creditor’s Name]
[Creditor’s Address]
[City, Postcode]
Date:
[Date]
Subject:
Statute Barred Debt Notification
Dear [Creditor’s Name],
I am writing in relation to your correspondence regarding the debt identified as [Debt Reference Number]. After careful consideration and review, I believe this debt is statute barred under the Limitation Act 1980.
Clause 1: Background
According to my records, the last payment on this account was made on [Last Payment Date]. Since that time, I have had no communication or acknowledgment of this debt from your office or any third party.
Clause 2: Legal Framework
As you may be aware, the Limitation Act stipulates that a debt is considered statute barred after a period of six years from the last payment or acknowledgment. Given that this debt has exceeded this period, I formally request that you cease all further collection activity.
Clause 3: Documentation
I have enclosed a copy of my payment records and any relevant correspondence to substantiate my position. Should you wish to discuss this matter further, please direct all communications to me at the address provided above.
Clause 4: Consequences of Ignoring This letter
Please be advised that if you continue to pursue this debt, I will have no choice but to escalate this matter to the appropriate regulatory authorities and seek legal advice to protect my rights.
Yours sincerely,
[Your Signature (if sending a hard copy)]
[Your Printed Name]
Statute Barred Letter Template UK (2)
From:
[Your Name]
[Your Address]
[City, Postcode]
[Your Email]
[Your Phone]
To:
[Creditor’s Name]
[Creditor’s Address]
[City, Postcode]
Date:
[Date]
Subject:
Notification of Statute Barred Debt
Dear [Creditor’s Name],
This letter serves to inform you of my position regarding the debt indicated as [Debt Reference Number] as per your recent communication.
Clause 1: Debt Review
My records indicate that the last payment made towards this debt was on [Last Payment Date]. I have not made any payments or acknowledged this debt since that date, which exceeds the statutory period for recovery.
Clause 2: Limitation Period
Based on the Limitation Act 1980, no legal action can be taken to recover this debt given the time elapsed. Therefore, I must assert that this debt is statute barred and no further collection efforts may be warranted.
Clause 3: Request for Confirmation
I kindly ask that you provide confirmation of your understanding that this debt is not recoverable at law, and that you will update your records accordingly.
Clause 4: Next Steps
If you choose to ignore this communication or continue to pursue the debt, I will consider further action, including lodging a complaint with the Financial Ombudsman and seeking legal assistance.
Yours faithfully,
[Your Signature (if sending a hard copy)]
[Your Printed Name]

Printable

PDF – 1 PDF – 2

Statute Barred Letter Template UK