Debt Validation Letter Template UK

The Debt Validation Letter Template UK is offered in multiple formats, including PDF, Word, and Google Docs, featuring both editable and printable versions for your convenience.

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Sample

Debt Validation Letter Template UK

Editable – Printable

PDF – 1 PDF – 2

Debt Validation Letter Template UK

1. Debtor Information


2. Creditor Information


3. Account Information

4. Request for Validation

5. Detailed Debt Information Request

6. Evidence of Debt Ownership

7. Communication Preferences

8. Statement of Dispute

9. Timeframe for Response

10. Signatures and Declaration

11. Signature


PDF

WORD

Examples

Debt Validation Letter Template UK (1)
From:
[Your Name]
[Your Address]
[City, Postcode]
[Your Phone Number]
[Your Email Address]
To:
[Creditor’s Name]
[Creditor’s Address]
[City, Postcode]
Date:
[Date]
Subject:
Debt Validation Request
Dear [Creditor’s Name],
Introduction:
I am writing to formally request validation of the debt purportedly owed by me, [Your Name], regarding account number [Account Number]. According to the Consumer Credit Act, I have the right to request this information.
Clause 1: Request for Documentation
Please provide me with documentation that substantiates the debt as well as the original creditor’s details. This includes a copy of the original agreement and any statements or records associated with this account.
Clause 2: Verification Process
As per the regulations, please confirm that you can verify that I owe this debt and that you are authorized to collect on it. I would appreciate receiving this verification within 30 days from the date of this letter.
Clause 3: Cease Collection Efforts
While you are in the process of validating this debt, please cease all collection activities, including contacting me or reporting information regarding this account to credit bureaus, until you can provide the requested information.
Clause 4: Failure to Validate
If you are unable to provide the requested validation within the specified timeframe, please consider this debt invalid and remove any reporting to credit agencies accordingly.
Signed:
Sincerely,
[Your Signature]
[Your Printed Name]
Debt Validation Letter Template UK (2)
From:
[Your Name]
[Your Address]
[City, Postcode]
[Your Phone Number]
[Your Email Address]
To:
[Creditor’s Name]
[Creditor’s Address]
[City, Postcode]
Date:
[Date]
Subject:
Request for Debt Validation
Dear [Creditor’s Name],
Introduction:
This letter serves as a formal request for validation regarding the debt you claim I owe. My understanding is that under the Consumer Credit Act, I am entitled to request substantiation of any alleged debt.
Clause 1: Required Information
I request that you provide evidence showing that I am the debtor and the amount owed, including the original signed agreement and any related correspondence.
Clause 2: Expectation of Response
In accordance with the Fair Debt Collection Practices Act, I expect a response to this request within 30 days; otherwise, please cease all collection activities until the debt is validated.
Clause 3: Contact Details
Should you need to contact me regarding this matter, please use the details provided above. I request that all communication regarding this debt be conducted in writing.
Clause 4: Consequences of Non-Compliance
Failure to validate this debt as outlined will result in the assumption that the debt is invalid and that it has been reported in error to credit agencies.
Signed:
Sincerely,
[Your Signature]
[Your Printed Name]

Printable

PDF – 1 PDF – 2

Debt Validation Letter Template UK