Mis-Sold Car Finance Template Letter UK

From:
[Your Name]
[Your Address]
[Your City, Postcode]
[Your Email]
[Your Phone Number]

To:
[Name of the Finance Company]
[Company’s Address]
[Company’s City, Postcode]

Date:
[Date]

Subject:
Mis-Sold Car Finance Agreement

Introduction:
I am writing to formally raise a complaint regarding the vehicle finance agreement I entered into on [Agreement Date] for the purchase of [Car Make and Model]. I believe I have been mis-sold this finance product and would like to outline the reasons for my complaint.

Details of the Agreement:
Finance Agreement Number: [Agreement Number]
Date of Purchase: [Purchase Date]
Car Registration: [Car Registration Number]

Grounds for Complaint:
I believe I was mis-sold this car finance due to the following reasons:
1. [Explain the first reason, e.g., inappropriate finance option given my financial situation].
2. [Explain the second reason, e.g., lack of clarity regarding interest rates or repayment terms].
3. [Explain any other relevant reasons, e.g., not being informed about additional fees or charges].

Expected Resolution:
I would appreciate it if you could review my case and consider a resolution that includes either the cancellation of the finance agreement or a full refund of all fees paid. I expect a response to my complaint within [Timeframe, e.g., 14 days].

Conclusion:
I trust that this issue will be resolved promptly, and I look forward to your reply.

Sincerely,
[Your Signature]
[Your Printed Name]

From:
[Your Name]
[Your Address]
[Your City, Postcode]
[Your Email]
[Your Phone Number]

To:
[Name of the Finance Company]
[Company’s Address]
[Company’s City, Postcode]

Date:
[Date]

Subject:
Mis-Sold Car Finance Agreement

Introduction:
I am writing regarding the concerns I have with my car financing. The agreement I entered into on [Agreement Date] concerning the vehicle [Car Make and Model] appears to have been mis-sold. I would like to formally raise my complaint.

Agreement Details:
Finance Agreement Number: [Agreement Number]
Date of Financing: [Financing Date]
Vehicle Registration: [Vehicle Registration Number]

Reasons for Complaint:
The reasons I believe the finance arrangement was inappropriate include:
1. [Detail the first reason, e.g., not being provided the best rate available for my circumstances].
2. [Detail the second reason, e.g., not being fully informed about different financing options].
3. [Other relevant reasons specific to your situation].

Desired Outcome:
I request your review of this complaint and would like compensation in the form of a cancellation of the finance agreement or a refund. I expect your response within [Timeframe, e.g., 14 days].

Conclusion:
I look forward to resolving this matter amicably and expect to hear from you soon.

Yours sincerely,
[Your Signature]
[Your Printed Name]