The Letter Template To Remove Default From Credit Report UK is provided in multiple formats, including PDF, Word, and Google Docs, and features customizable and printable samples.
Letter Template To Remove Default From Credit Report UK Editable – PrintableSample
Letter Template To Remove Default From Credit Report UK 1. Your Information 2. Creditor Information 3. Subject of the Letter 4. Date of Default 5. Explanation of the Situation 6. Request for Removal 7. Supporting Documentation 8. Closing Statement 9. Declaration and Consent
PDF
WORD
Examples
[Your Name]
[Your Address]
[City, Postcode]
[Your Phone Number]
[Your Email Address]
[Date]
[Credit Reporting Agency Name]
[Agency Address]
[City, Postcode]
Request to Remove Default from Credit Report
I am writing to formally request the removal of a default recorded on my credit report with reference number [Default Reference Number], pertaining to [Details of the Debt, e.g., account number, creditor name, date of default].
I believe that this default marker is incorrect for the following reasons:
1. [State your reasons, e.g., the debt was settled, the payment was made on time, or there was an administrative error].
2. [Provide any supporting evidence or documentation, if applicable].
Given the above circumstances, I kindly request that you review my case and consider removing this default from my credit report. This would greatly assist me in maintaining my financial health and ability to secure necessary credit in the future.
I would appreciate your prompt attention to this matter and look forward to your positive response. Please do not hesitate to contact me if you require any further information or documentation.
[Your Signature (if sending a hard copy)]
[Your Printed Name]
[Your Name]
[Your Address]
[City, Postcode]
[Your Phone Number]
[Your Email Address]
[Date]
[Credit Reporting Agency Name]
[Agency Address]
[City, Postcode]
Formal Request for Removal of Incorrect Default
I am reaching out regarding a default listed on my credit report, specifically [Default Reference Number], which I believe to be inaccurate. The associated debt is linked to [Creditor Name], with the date of the default recorded as [Date].
I maintain that this default should not be present on my record due to the following reasons:
1. [Detail your arguments, e.g., the payment was made within the required timeframe, or the account was not legitimately in default].
2. [Include evidence such as payment confirmations or correspondence with the creditor].
I respectfully urge you to conduct a thorough review and proceed with the removal of this default from my credit history, which is causing undue harm to my financial reputation.
I would greatly appreciate your swift action on this matter and kindly request a written confirmation once the default has been investigated and removed, if found erroneous.
[Your Signature (if sending a hard copy)]
[Your Printed Name]
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